Building a Scalable Financial Wellness Platform with AWS

The client partnered with NeenOpal to develop a modern financial wellness platform tailored for individuals, families, and small businesses. The platform aimed to simplify money management across generations through features like account aggregation, budgeting tools, and multi-role access. NeenOpal brought this vision to life by building a scalable, secure, and insight-driven SaaS platform — powered by a serverless AWS architecture and designed for enterprise-grade reliability.

Customer Challenges

Despite a clear mission to enhance financial wellness, the client faced several technical and user-focused hurdles. From fragmented tools and inconsistent data to limited collaboration and manual reporting, building a seamless, secure, and real-time financial wellness platform required overcoming complex challenges.

Challenges in Implementing Vendor Agreement

Fragmented View of Personal Finances

Users struggled to juggle multiple apps and platforms to manage bank accounts, credit cards, investments, and crypto wallets — making it nearly impossible to gain a real-time, consolidated view of their financial health.

Absence of Household Financial Collaboration

There was no secure, intuitive tool for families to collaboratively budget, set financial goals, or manage expenses across generations — from parents to children to caregivers.

Defining Metadata Coverage and Monitoring Levels

API Overload Without Standardization

The need to support over 20 different financial APIs introduced inconsistencies in formats, sync frequency, and authentication, requiring a unifying layer with standard schema and retry mechanisms.

Low Adoption of Existing Tableau Dashboards

Manual & Error-Prone Reporting

Users relied on spreadsheets and email reminders to track spending, often missing key insights, duplicate charges, or irregularities — reducing their ability to make informed financial decisions.

Solutions

NeenOpal built a scalable, cloud-native financial wellness solution using AWS to unify financial data, enable role-based access, and automate workflows. By combining serverless architecture with smart integrations, we delivered a secure, future-ready platform tailored to diverse user needs.

Optimized Data Structure for Seamless Agreement Implementation

Built a Cloud-Based, Unified Finance Hub

NeenOpal designed and delivered a robust, multi-tenant SaaS platform with secure access, real-time syncing, and family-first budgeting.

Enhanced Metadata Checks with Program-Specific Classification

Goal-Oriented, Multi-User Financial Planning Tool

Our team integrated over 20 financial APIs and built easy-to-use dashboards for different users—like individuals, parents, children, and caregivers. Features like budget limits, spending categories, trends, and smart alerts helped users make better daily financial decisions.

Serverless Architecture

The architecture used AWS Lambda, API Gateway, Aurora Serverless, and secure role-based Cognito login to scale effortlessly as the user base grew.

Why choose NeenOpal?

The client selected NeenOpal for our ability to bridge business goals with deep cloud-native engineering expertise. We delivered more than code — we built a resilient, compliant system designed to go live fast and scale effortlessly. Our experience with financial data, AWS tools, and SaaS architecture enabled us to move from concept to product with clarity, agility, and ownership.

Conclusion

NeenOpal delivered more than just a platform—we enabled a mission. Our client now empowers thousands to gain visibility, control, and alignment across finances. With AWS-native foundations, the product is built to scale, adapt, and serve a growing community of families and small businesses.

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